Are you eligible to buy your home?

Updated: 23 Feb 2018
Sheltered dwellings are not eligible under the scheme
Fold Housing Association Banbridge
To be eligible to buy your Housing Executive home, you must have a minimum of five years tenancy with the Housing Executive or a qualifying landlord (for example a registered housing association).  If a former tenancy is not with the Housing Executive, proof of the tenancy is required before the application will be accepted.
Tenants without the five years qualifying tenancy may still be eligible to apply if they succeeded or were assigned their tenancy from a spouse or parent.
Introductory tenants are not eligible to apply but the time as an introductory tenant will count towards eligibility and discount.

Can tenants of flats and maisonettes buy?

Tenants of flats and maisonettes can apply under the scheme.  However, tenants who buy their flat or maisonette will have to pay an annual service charge in addition to the normal purchase price.  The service charge is an estimate of the annual costs incurred by us.  These costs include improvements, repairs, caretaking if applicable, and administration costs.  The estimated service charge for the first five years will be supplied to all applicants.  The service charge is reviewed annually.  

Who cannot buy?

Tenants may not be eligible to buy their Housing Executive home in the following circumstances:

Tenants of a certain dwelling type

  1. A sheltered dwelling:
  2. A single storey or ground floor dwelling (other than a flat) with no more than two bedrooms.
The majority of tenants allocated 1 and 2 bed bungalows on or after 1st September 2002 are not eligible to purchase under the House Sales Scheme however tenants allocated 1 and 2 bed bungalows between 1st November 2000 and 31st August 2002 may be eligible to purchase and should contact their local Land & Property Office for further information.

Squatters

Squatters who were not allocated their home by the Housing Executive will not have their application accepted under the scheme.  In circumstances where a squatter is granted the legal tenancy the discount entitlement and eligibility is from the date the tenancy was granted.

Rent and other arrears

Tenants with arrears can apply, but the applications will not be completed until any arrears for rent or other payments due to us have been paid.

Anti social behaviour  

Tenants will not be eligible under the scheme if we are actively considering taking legal action for possession of the property because of anti social behaviour.